PRIVACY POLICY

 PLEASE READ OUR IMPORTANT TERMS AND CONDITIONS PRIOR TO READING THIS PRIVACY POLICY. PURSUANT TO WHICH, YOU ARE ADVISED TO PLEASE READ THIS PRIVACY POLICY CAREFULLY. THE DEFINITIONS CONTAINED IN THE IMPORTANT TERMS AND CONDITIONS SHALL BE APPLICABLE HERE, UNLESS OVERTLY STATED TO THE CONTRARY. FURTHER, EACH TIME YOU ACCESS THIS SITE AND ANY PAGES THEREOF, YOU UNEQUIVOCALLY AGREE TO BE BOUND BY THIS PRIVACY POLICY AND ALSO GRANT US UNCONDITIONAL RIGHTS TO USE INFORMATION WE COLLECT FROM OUR SITE ACCORDING TO INDUSTRY PRACTICES AND CONSISTENT WITH THE TERMS OF THIS POLICY WHILE KEEPING SUCH USAGES WITHIN THE CONFINES OF APPLICABLE LAWS THAT ARE IN FORCE WITHIN THE REPUBLIC OF INDIA.

By registering yourself at  www.virtuefinserve.in you are authorizing us & our associate partners to give you a call and check your credit history from Credit Bureaus and  to offer you their services for the product you have opted for, imparting product knowledge, offering promotional offers running on website & offers offered by the associated third parties. And Irrespective of the fact if also you have registered yourself under DND service still you authorize us to give you a call from the Virtuefinserve.in & associate partners for the above mentioned purposes. Also based on your active opt-in you are open to receive promotional offers from advertiser/partnering website hence there is no DNC check required there forth. 

By accepting our "Terms and Conditions" you authorize our partners to run a Cibil/ Credit History Check for for your profile.

What Information we ask from you

We store your information after receiving it through your online query or telephonic conversation. Some information we require are your first name and last name, email id, mobile phone no and contact details, Zip/postal code, information regarding your age, gender, occupation, address, the service you require such as personal loan, project loan, home loan, credit card, insurance plan, real estate requirement etc. We ask about your financial information like your salary, monthly income, whether you are salaried or self-employed etc.

We may also need more information about your preferences for loan products and insurance plans. It helps us to register you as a member or to offer you professional service.

Automatic Logging of Session Data

Automatically we collect some information of your computer like IP Address, Web browser software, web server cookie stored on your hard drive, the domain server through which you access our service, etc. It helps us to customize your user experience and inhibiting fraud.

Why We Collect The Information?

We use contact information internally to send sms/email alerts to you for your login details and alerts on bidders requests or some advertising messages/emails from us.  If at any time you wish to stop these sms/email alerts all you have to do is write an email to us hello@virtuefinserve.in  with your mobile numbers and your mobile number will be deleted from the alerts list.  

Member Registration

If you want to become a registered member of Virtuefinserve.in, we ask about your personal information. We need this to manage our members list. To confirm our new member registration we need your e-mail address. You have to provide your name, address, telephone number, login name, password to create an account with us.

With whom your personal information is shared?

For your loan and insurance we may provide your personal information to the banks and insurers. We may provide anonymous statistical data information to suppliers, advertisers, affiliates and other potential business partners. When we provide information to third party we protect it by a confidentiality agreement.

What other information should I know about my privacy?

Virtuefinserve.in  may disclose the information of a our site’s member if required to do so by law, court order, as requested by other government or law enforcement authority, or in the good faith belief that disclosure is otherwise necessary or advisable including, without limitation, to protect the rights or properties of virtuefinserve.in or any or all of its affiliates, associates, employees, directors or officers or when we have reason to believe that disclosing the information is necessary to identify, contact or bring legal action against someone who may be causing interference with our rights or properties, whether intentionally or otherwise, or when anyone else could be harmed by such activities.

Our Site may contain links of other Web sites. We have no security link with them as we do not manage or control. Hence we are not responsible for the privacy practices of such web sites.

Third Party Advertising

We may use third-party advertising companies and/or ad agencies to serve ads when you visit our Web site. These companies may use information (not including your name, address, email address or telephone number) about your visits to this and other Web sites in order to provide advertisements on this site and other sites about goods and services that may be of interest to you.

Privacy Policy Changes

Virtuefinserve.in may amend this policy from time to time, at our discretion, with or without notice. You unequivocally agree that you continued access or use this site is clear testament to the fact that you have accepted all such changes /alternations/ modifications en toto. 

This policy is effective as of April 2024.